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Midwest Family FCU
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VISA
Credit Cards:
Midwest Family FCU
offers an excellent credit card packed with extras at a low fixed annual
percentage rate (APR). Risk based lending is used to determine your
specific rate. Visa is the most accepted type of credit card worldwide.
No annual fee. No hidden charges. Enjoy the added benefits of
Visa Extras point based reward program. Cash advances available
to members at merchants nationwide.
TO APPLY: Print
the VISA Application, complete it and return it to: Midwest Family
FCU, PO Box 48, Portage, IN 46368
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 VISA
Annual Percentage Rates and Fees
| Annual Percentage
Rate (APR) for purchases |
9.0% A
11.5% B
14.0% C |
| Cash Advance
APR |
9.0% A
11.5% B
14.0% C |
| Penalty APR |
N/A |
| Annual Fee |
N/A |
| Grace Period
for Repayment for the Balance of Purchases |
25 days |
| Method of Computing
the Balance of Purchases |
Average Daily
Balance
(including new transactions) |
| Minimum Finance
Charge |
N/A |
| Periodic Rate |
0.75% A
0.958% B
1.166% C |
The
Minimum Monthly Payment is 2.4% of your total new balance but not less
than $30.00 plus the amount of any unpaid prior payment due.
| Other Fees
are: |
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| Over Limit
Fee |
$15.00 if over
credit limit on cycle date by $1.00 |
| Late Fee |
$10.00 if
payment not received 10 days after due date |
| Draft Copy
Fee |
$ 2.00 |
| Draft/ACH Return |
$20.00 |
| Replacement
Card Fee |
$ 5.00 |
| Card Center
Phone Payment |
$ 3.00 |
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There are lots of
options when it comes to credit cards, but our VISA credit card offers
special savings that traditional cards sent in the mail don't. Those
cards usually have steep costs hidden in the fine print, such as excessive
fees and interest rates that increase suddenly.
Take a closer
look at Midwest Family FCU Visa credit card you'll like what
you see!
- Low Fixed Rate
- Now as Low as
APR
- No annual fee
- 25-day grace
period for repayment for balance of purchases
- Visa
Extras - earn points towards your choice of rewards big or small
- Easy Payment
Options -- Eliminate late payment fees by making monthly payments
via:
- Automatic
payment from Midwest Family FCU account
- Transfer
payments online with Perfect Teller
- In person
as part of your regular banking ritual
TO APPLY: Print
the VISA Application, complete it and return it to: Midwest Family
FCU, PO Box 48, Portage, IN 46368 |
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Visa
Online Access
Now there's a convenient, secure and user-friendly way to for you to
access credit card account information. With Visa Online Access you
can:
- Make your credit
card payments online
- Check your credit
card account balance
- View statements
(current and 2 previous)
- Choose to receive
e-statements
- Create and print
remittance stubs
- Make member service
inquiries via email
Just click on the
Visa icon to your left to enroll and begin accessing your credit card
account.
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To Report
Lost/Stolen ATM/Visa Debit Card - (800) 523-4175
Visa Credit Card Customer Service - (800) 289-5939
Other Inquiries: (219) 763-5640
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Payments are applied to promotional balance first. |
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